Team Terranova Mortage

Refinance

Refinancing your mortgage can help you secure a lower rate, reduce monthly payments, or access your home’s equity. Explore your options to find the best solution for your financial goals.

Wanting to pay less in interest on your mortgage and lower your monthly payments?

 

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms.

Ready to pay less in interest on your mortgage and lower your monthly payments? A refinance may be the right step for you.

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, which can add up to significant savings.

Knowing your current refinance mortgage rates is important. Guidance Mortgage LLC can keep you informed and help decide when a refinance may be best.

Reasons to consider a mortgage refinance:

  • Reduce your monthly mortgage payment: Mortgage rates are still very low. A refinance with Guidance Mortgage LLC may help you lower payment and possibly save you money.
  • Consolidate high interest debt: You could pay off those higher-interest debts by refinancing with a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you can pay less each month, lower your debt, and improve your credit score.
  • Pay Off Your Mortgage Faster: The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan (which means paying less interest) without a significant change in your monthly payment?

When to Refinance Your Mortgage?

We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, contact Guidance Mortgage LLC. We can advise you on which mortgage refinancing program meets your needs.

Why Choose us

We’re a small mortgage lender with long-standing relationships.

At Terranova Mortgage, we combine the personalized service of a small firm with the experience and reliability of a trusted partner. Our long-standing relationships with clients, realtors, and financial institutions allow us to offer tailored mortgage solutions and a smoother path to homeownership.

Competitive Pricing

We offer competitive rates and flexible loan options to fit your financial goals. Let us help you save more on your mortgage with pricing you can trust.

Free Consultations

Get started with a free consultation to explore your mortgage options. Our team is here to answer your questions and guide you with no obligation.

Lifetime Tracking

We stay connected long after closing by offering lifetime loan tracking. Count on us to monitor opportunities to save or refinance when the time is right.

24/7 Premium Support

Enjoy peace of mind with our 24/7 premium support. We’re always here to assist you with quick answers, expert guidance, and personalized service.

Testimonial

Client Feedback

4.7/5
Andrew Read

"I had an exceptional experience working with Team Terranova for my home loan. Their team guided me through the entire process, answering all my questions and ensuring a smooth and hassle-free application. Thanks to their expertise, I secured a great mortgage rate and now I'm living in my dream home. Highly recommended!"

Madeleine Marshall

"Team Terranova made the mortgage process simple and stress-free. Their knowledgeable team provided me with personalized guidance, helping me understand my options and choose the right loan for my needs. They were responsive and professional throughout, and I couldn't be happier with the results. Thank you, MortgaVista!"

Laila Baldwin

"I am extremely grateful to Team Terranova for their exceptional service. They went above and beyond to ensure I received the best mortgage terms possible. The team was attentive, detail-oriented, and provided timely updates at every stage. I highly appreciate their expertise and dedication. MortgaVista is the go-to solution for anyone seeking reliable mortgage services."